The Students Loan Trust Fund (SLTF) has signed a Memorandum of Understanding (MoU) with Accessplus Communications Limited to roll out innovative technology-driven solutions aimed at improving the welfare of Ghanaian tertiary students.
The partnership will introduce identity management tools, secure payment options, and other digital solutions tailored to support students across the country.
A key feature of the agreement is the Kampus Discount Platform, which will enable students to access exclusive discounts on goods and services from partner merchants, helping to reduce the cost of living while pursuing higher education.
According to SLTF, the initiative reflects its long-standing commitment to making higher education more affordable, inclusive, and rewarding for students.
The Fund expressed optimism that the collaboration with Accessplus would provide long-term benefits by leveraging technology to ease financial and social challenges faced by tertiary students.
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ToggleBrief History of SLTF
The Students Loan Trust Fund was established in December 2005 under Act 820 as a government-backed institution mandated to provide financial support to tertiary students.
It replaced the previous Students Loan Scheme administered by the Social Security and National Insurance Trust (SSNIT).

Since its inception, the SLTF has expanded its reach to cover students in public and private tertiary institutions, ensuring that financial constraints do not prevent capable students from accessing higher education.
How to Apply for a Student Loan
Students who wish to apply for a loan from SLTF must meet the following requirements:
- Enrollment – Applicants must be enrolled in an accredited tertiary institution in Ghana.
- National Identification – Applicants must have a Ghana Card for identity verification.
- Guarantor – No guarantor required. All you need is your Ghana Card.
- Application Process – Students can apply online via the official SLTF portal (www.sltf.gov.gh), providing their details, academic information, and guarantor’s information.
- Disbursement – Upon approval, loan funds are disbursed directly to the student’s bank account or used to pay fees, depending on the arrangements made.
The loan covers tuition, fees, and in some cases living expenses, with repayment scheduled after completion of studies and entry into the workforce.
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